Banking Commerce and Insurance

Coverage for carbon monoxide required

Lawmakers passed a bill April 10 that ensures homeowners receive additional insurance protections.

Currently, some homeowner insurance policies contain what is known as a “pollution exclusion,” which denies coverage for damage resulting from a carbon monoxide leak.

Under LB876, introduced by Omaha Sen. Sara Howard, any policy that includes a pollution exclusion clause must contain an exception for bodily injury sustained within a building and caused by smoke, fumes, vapor or soot from a heating or ventilation system.

Senators passed the bill on a 48-0 vote.

Bookmark and Share
Share